After a car accident, understanding who is responsible for covering personal injury claims can be confusing. In a no-fault accident, who pays depends mainly on the laws of your state and the specific circumstances of the collision. California operates under a fault-based system, which means the at-fault party’s insurance is typically responsible for paying personal injury claims.
If you are injured in a car accident caused by another driver, you can file a claim against their liability insurance. This type of coverage compensates for medical expenses, lost wages, and other damages resulting from the accident. However, insurance companies often try to minimize payouts, which can lead to disputes or delays.
In some cases, victims may need to file a car accident lawsuit if the at-fault party’s insurance does not offer a fair settlement or denies the claim altogether. By pursuing legal action, you can seek compensation for your injuries through a court verdict. An experienced personal injury attorney can guide you through this process and help you navigate the complexities of an auto accident lawsuit.
If the at-fault driver is uninsured or underinsured, your insurance policy may cover your damages. Many California drivers carry uninsured/underinsured motorist coverage, which provides protection in these situations. Additionally, if included in your policy, medical payment coverage (MedPay) or personal injury protection (PIP) may help cover immediate medical expenses regardless of fault.
Understanding liability and payment responsibilities in personal injury claims can be challenging. That’s why it’s crucial to consult an experienced attorney who can protect your rights and help you pursue the compensation you deserve. At Adamson Ahdoot, we specialize in handling car accident cases and are committed to guiding our clients through every step of the legal process.
If you’re dealing with a no-fault accident or have questions about filing a car accident lawsuit, contact us today for a free consultation. We’re here to help you achieve justice.
